Tax Planning & Accounting
Smarter Strategies, Seamless Service
Year-Round Tax Planning
Keep More of What You Earn Through Proactive Planning
At Cremé Wealth, tax planning in Plano is not a once-a-year conversation. We take a proactive approach, helping you make informed decisions throughout the year—long before tax season arrives. Our team reviews your investment and income strategies regularly, identifying opportunities such as Roth conversions, capital gain management, and tax-efficient withdrawals that can reduce your annual tax burden.
We coordinate each move with your overall financial plan, ensuring tax strategies align with your goals for retirement, giving, and legacy. Whether you’re optimizing IRA contributions or adjusting withholdings, the focus is always on keeping more of what you’ve earned.
Simplifying the Tax Filing Experience
Tax filing should never be a last-minute scramble. As part of our coordinated services, Cremé Wealth works with trusted CPA partners to help ensure your returns are completed accurately and on time. From document collection to final review, we help coordinate the process—so you can focus on what matters most.
Even if you already have a CPA you trust, we’re happy to work directly with them to ensure your investment and tax strategies stay aligned. This collaborative approach reflects our “family office for everyone” philosophy.
Unified Tax, Accounting, and Financial Planning Support
Through partnerships with experienced local CPAs, Cremé Wealth provides access to full-service tax preparation and accounting. With your consent, our advisors and your CPA share key information, helping reduce back-and-forth and improve consistency across your financial plan.
This collaboration means your financial advisor and tax preparer work hand-in-hand to minimize surprises, identify deductions, and ensure that tax filing is handled accurately and efficiently. It’s one more way our integrated model simplifies your financial life.
Bookkeeping & Small Business Support
Many of our clients are entrepreneurs and small business owners who prefer to focus on growth, not spreadsheets. Through our partnership with a professional bookkeeping firm, we provide access to monthly reporting, QuickBooks support, payroll coordination, and ongoing profit-and-loss tracking.
Our team works directly with the bookkeeper to ensure that your business financials, personal plan, and tax strategy all align. This approach saves time and creates one reliable source of financial truth. For Plano professionals who want to delegate and stay organized, Cremé Wealth delivers clarity and consistency.
Tax-Smart Investment Strategies
Integrating Tax Efficiency Into Every Portfolio
Tax-efficient investing is central to the Cremé Wealth philosophy. We help clients build portfolios designed to reduce taxable income, using strategies such as asset location, tax-loss harvesting, and strategic rebalancing. For retirees, this includes sequencing withdrawals to manage taxes on Social Security and required minimum distributions.
Our approach blends financial planning and investment management to create long-term tax advantages. Whether you’re focused on growing wealth or generating steady retirement income, your portfolio should work as efficiently as possible.
Frequently Asked Questions
Do I have to use your CPA partner?
No. While we can introduce you to a trusted CPA partner for convenience, we’re equally happy to coordinate with your existing accountant.
How are tax services billed?
Tax preparation and bookkeeping are billed separately through our partner firm. Cremé Wealth clients receive priority scheduling and streamlined coordination.
Can you represent me in an IRS audit?
Yes, the CPA partner can assist directly, while our team supports you throughout the process.
What bookkeeping platforms do you support?
Our partner works with QuickBooks and other leading small business tools for efficient reporting.
Keep More of What You Earn
Integrated Tax Planning That Works Year-Round
Tax planning is one of the most effective ways to grow and protect your wealth. Cremé Wealth combines proactive financial advice, expert coordination, and local CPA support to create a simpler, smarter process for families and business owners in Plano and surrounding communities. Whether you’re optimizing your retirement withdrawals or improving your small business accounting, we’ll help you build a plan that seeks to maximize every opportunity.